“EMom, as a woman, why does fat go straight to my hips and thighs?”
Blame evolution. The typical female distribution of body fat on hips, buttocks, and thighs is biologically advantageous for conception, and protecting and nourishing the fetus during pregnancy.
http://www.myemom.com/as-a-woman-why-does-fat-go-straight-to-my-hips-and-thighs/